Cheap Car Insurance: Find Out How To Save Money on Something You Must Have

by Paul Amador

Decisions, decisions, decisions. People who buy a vehicle always have plenty of decisions to make in regards to their purchase. The fun things are choosing a make, model and color. Options are also exciting. However, there is another decision that is not considered fun to make, but it is very necessary. This decision is securing insurance for the vehicle. The best thing to do is to determine how much the annual insurance premiums will be on a vehicle that you are contemplating purchasing. Annual insurance premiums can range anywhere from what is considered cheap car insurance at slightly over four thousand dollars to over ten thousand dollars.

Let’s take a closer look at this question. Insurance.com has broken up a galaxy of cars into five basic groups: Passenger Cars, Vans/Wagons, Crossovers/SUVs, Sports Cars, and Trucks. Each of these very large groups are then broken into three sub-groups: Large, Midsize and Small.

Here’s how the average annual premium for each of these groups broke out:

Group Highest Premiums Cheapest Premiums

Lg. Crossover/SUV: Mercedes-Benz G-Class $2,088 Hyundai Veracruz $977

Midsize Crossover/SUV: Infiniti EX $1,306 Hyundai Santa Fe $832

Small Crossover/SUV: Mazda Tribute Hybrid $ 1,372 Kia Sportage $840

Lrg. Passenger: Audi S8 $2,071 Pontiac Grand Prix $902

Midsize Passenger: Audi S6 $1,571 Subaru Legacy $962

Small Passenger: Volkswagen Eos $1,198 Kia Rio5 $870

Small Sports Car: Dodge Viper convertible $2,580 Mazda MX-5 Miata $1,017

Lrg. Truck: Cadillac Escalade EXT $1,592 GMC Sierra2500HD $1,013

Midsize Truck: Dodge Dakota $1,279 Ford Expl Sport Trac $1,070

Small Truck: Chevrolet Colorado $1,147 Mazda Truck $957

Lrg. Van/Wagon: BMW 5-Series Sports Wagon $1,153 Chevy Uplander $831

A large vehicle such as the Mercedes Benz G-Class Sport Utility Vehicle will cost you over two thousand dollars per year in annual insurance premiums. It is, in fact, one of the most expensive vehicles listed to insure, and is not considered to be cheap car insurance. However, you will shell out even more cash if you choose to be the proud owner of a fast moving sports car called a Dodge Viper convertible. This car commands a hefty annual insurance premium of $2,580.

Believe it or not, the most expensive large and mid size passenger cars to insure are made by Audi. The Audi S8 requires over two thousand dollars per year in insurance premiums to be paid. The smaller Audi 6 has an annual premium rate of a little more than fifteen hundred dollars. Surprisingly, a much larger vehicle, the Cadillac Escalade EXT, has annual insurance premiums that are only slightly more than the Audi S6, which is a much smaller vehicle. This could be considered cheaper car insurance when you think about the vehicle.

The real bargains of the year come in the large Van/Wagon category. You can drive a new BMW 5-Series Sports Wagon out of the dealer parking lot for a very reasonable $ 1,153. Finally, the cheap car insurance award for the year 2009 goes to the Chevrolet Uplander. At $ 831 per year, the Uplander comes in a full $1,257.00 cheaper every year than the most expensive Mercedes-Benz G-Class SUV.

About the Author:
Share and Enjoy:
  • Digg
  • Sphinn
  • del.icio.us
  • Facebook
  • Mixx
  • Google Bookmarks

Related posts:

  1. Some Easy Guidelines to Help You Save Some Money on Your Car Insurance Policy The actual price tag of auto insurance policies can easily...
  2. Five Easy Recommendations to Help You Save Money on Your Car Insurance Plan The actual cost of car insurance policies can easily end...
  3. Getting A Car That’s A Couple Years Old Can Save You A Lot Of Money Buying a car which has been on the road between...
  4. A Way To Save Some Money With Your Insurance Prior To Leaving On Vacation To Scotland. You are actually prepared to take vacations so you agreed...
  5. Insurance Quotes Online Save Money And Time Shopping and doing business has been revolutionized by the internet....

Related posts brought to you by Yet Another Related Posts Plugin.

Leave a Reply

Spam protection by WP Captcha-Free

Anti-Spam Protection by WP-SpamFree


SEO Powered by Platinum SEO from Techblissonline